Personal Checking

One Point. One Click. One Bank.

BANKING AS CONNECTED AS YOU ARE.

Banking services are provided by The Bancorp Bank, an FDIC-Insured financial services institution. We use state-of-the-art technology to provide the most user- friendly, convenient financial products and services in the industry. Protecting Your Security and Privacy People do business with companies they trust. By banking with us you are trusting us to protect your money and your privacy. The Bancorp Bank uses 128-bit SSL encryption, the best technology for safeguarding customer information. To insure security, the bank never transmits financial data over connections that are not encrypted.

Protecting personal privacy is as important to us as it is to you. We are committed to safeguarding your information and complying with all laws and regulations related to privacy. We continually assess new technology for protecting privacy. We do not share specific customer information with outside companies for any purpose without customer consent, unless required by law.

Our mission: To deliver innovative financial products and services that will provide value and build lasting customer relationships.

Our goal: To provide superior banking solutions that are flexible, personal and easy-to-use anywhere in the world, anytime day or night.

To achieve our goal, we provide:

• Convenience
• 24/7 account access and Customer Service, over 20,000 deposit locations and an array of FREE online banking services that save you both time and money.
• Affordability
• FREE interest-bearing Checking Accounts and a variety of Loans and Lines of Credit.
• Security
• All accounts and transactions are assured the highest level of security, fraud protection and privacy. We confirm your identity when you open the account and each time you contact us.

Each depositor is insured by the FDIC, up to $100,000.

Flexible deposit options, including over 20,000 free deposit locations

• Wire Transfers - Transfer large sums of money safely and securely
• Checks and Money Orders - Mail your deposit using our free, postage paid envelopes
• Direct Deposit - A convenient and fast way to receive your paycheck, tax refund, or stock dividend
• Our exclusive E-Money Mover transfer service - Easily and securely deposit funds from another financial institution or your credit card to your OnePoint Checking
• Deposit accepting ATMs - Availability may vary depending on geographic location
• The UPS Store - Over 3,400 U.S. locations. Have your deposit delivered FREE the next day
• Travelers Express/MoneyGram® locations - Over 18,000 locations that provide a secure way to make a cash deposit