No system, just accounts
Money arrives and leaves, and nothing is deliberately pointed at a goal.
Who we serve
Big life moments
Adulting doesn't have to be hard. And big dreams deserve a real plan.
Is this you?
We receive many calls from people whose lives have just changed — an engagement, a marriage, a pregnancy, a baby, a milestone birthday, a first home, a new career or a business startup. The conversation usually starts “I am ready to adult” and gain control of my financial situation.
Or you have something bigger in mind — a business, a property, a move — and what you want to know is whether the timing works and what it will take financially to do it well. Many of our clients have big dreams and we love helping them pursue them.
What tends to be going on
The parts that weigh on people in your position.
One decision, many consequences
A single big move touches taxes, cash flow, investments and retirement at once.
Timing anxiety
Moving too early or waiting too long both carry a cost.
Questions we hear often
The things people ask us first.
Do I have enough going on to need help?
We offer services to help individuals and families independent of their current financial situation and net worth. Our clients range from those with a lot of debt and no assets to those with millions of dollars to invest.
Where should someone like me start?
Our financial coaching offerings may be a great place to start. In a 90-minute discovery session we help you identify your problem areas with money, offer solutions and advice, set goals, and get you on a clear path towards achieving those goals.
Am I financially ready for the big move?
We can help you evaluate your options, assess your financial readiness, and create a plan to make your big dreams become a reality.
How does this fit with everything else?
Everything in a client's financial life is reviewed to determine what recommendations are best for their life circumstances — so a big move is planned in the context of the whole picture.
Some of the big plans we help with:
- Getting engaged
- Buying a business
- Getting married
- Buying an investment property
- Travel
- Buying a house
- Having a baby
- Child going to college
- Major home expense
- Suddenly single
How Scharf Group helps
All big goals need a big plan with experienced financial advisors guiding you along the way.
Evaluate your options
We start with what you're considering and what each path would actually require of you — or a 90-minute discovery session if you're starting from scratch.
Assess your readiness
A full review of assets, liabilities, tax strategies, investments, insurance and estate strategy tells us where you truly stand.
Create the plan
A step-by-step plan to make your goals become a reality — with coaching and help implementing it if you want.
Start the Conversation
The initial consultation is complimentary.
Let's talk about your situation.
We meet to discuss your needs and how our services can best assist you.
The question we always come back to
How can we make a difference in your life?
It's the first thing we ask, and a question we keep asking throughout our relationship.
Start the Conversation