Your plan comes last
Everyone else's needs are urgent; your retirement is the thing that can always wait.
Who we serve
Caring for family
The term “sandwich generation” refers to people — typically in their 30s, 40s, or 50s — caring for their aging parents and their children simultaneously.
Is this you?
You are the person everyone calls. The sandwich generation is often called upon to provide not only financial support but also emotional support and practical assistance to their parents and children.
Your own retirement keeps getting pushed to the bottom of the list, because there is always something more urgent in front of it.
What tends to be going on
The parts that weigh on people in your position.
Decisions you weren't prepared for
Care costs, family conversations and paperwork arriving all at once.
No single view of it all
Your money, your parents' money and your children's future are tangled together.
Questions we hear often
The things people ask us first.
How do I save for retirement while supporting everyone else?
That tension is the heart of this situation: the need to save for your own retirement while also providing financial and emotional support for your parents and children. It is exactly what we plan around.
Have you worked with families like mine?
Our financial advisors have both personal and professional experience in addressing the unique financial and practical challenges of those in the Sandwich Generation.
Where do I even begin?
Schedule an introductory call to learn about how you may benefit from our support, and our financial planning and coaching services.
How Scharf Group helps
We look at the whole picture, because in your life it is one picture.
Introductory call
A complimentary conversation to understand who you're supporting and what is landing on you right now.
A comprehensive review
Assets and liabilities, tax strategies, a retirement analysis, investment review, insurance coverage analysis and an estate strategy review.
A plan you can follow
You're left with a step-by-step plan, and we help implement the recommendations if you'd like the support.
Start the Conversation
The initial consultation is complimentary.
Let's talk about your situation.
We meet to discuss your needs and how our services can best assist you.
The question we always come back to
How can we make a difference in your life?
It's the first thing we ask, and a question we keep asking throughout our relationship.
Start the Conversation